خلاصه ماشینی:
"By emphasizing on Qard-al-Hasan as a means of microfinance in the banking system and Islamic Shariat in order to finance the poor in accordance with modern financing tools, this paper will evaluate the effects and results of the application of interest-free loans in poverty elimination programs in Iran I.
The implementation of the above program for poverty eradication in rural areas and providing loans with reasonable rates by National Agricultural and Rural Development Bank caused the formation of helping groups which had an important role in decreasing operational costs, and the continuation of self sufficiency of the micro finance institutions.
Table No. 3- The comparison of per capita income and Qard-Al-Hassan share of the total Qard-Al-Hassan paid in poor provinces in 2003 به تصویر صفحه رجوع شود Regarding this, we have tried to evaluate the effects of application of poverty alleviation programs in the country by using a combination of cross-section and time- series in the framework of a simple econometric model.
The applied variables in this model are as follows: Yiy = per capita income in different regions (indicator of income inequality and poverty) X1it = family dimension (size, or social indicator) X2it = employment rate (socio-economic indicator) X3it = the ratio of Qard-Al-Hassan to total loan (indicator of micro credit) i = 1…28 (number of regions) and t represents time."