چکیده:
Banks and financial institutions are among the most important institutions in the financial system of any economy. The proper functioning of banks and financial institutions with the right monetary policy making can play an important role in the economic growth of the country. The practical purpose of the present study is to evaluate the technical efficiency and market power of Gharz al-Hasna Valiasr funds in Babol with a random border approach. For this purpose, the translog random border cost function was used. In addition, the size of the loan and deposit markets concentration index was obtained using branches of the Gharz al-Hasna Fund during the the Herfindahl-Hirschman concentration index for in both loan and deposit ۲ The results showed that the concentration in Branch ۲۰۱۷-۲۰۱۶ period respectively. In addition, the ,,۴۰۸۶ and ۰٫۱۲۴۴ markets was higher than other branches and was branches. In addition, the average technical results showed that market power was significant in efficiency of the branches during the study period indicates that the efficiency is increasing.
خلاصه ماشینی:
Scientific Quarterly of Islamic Economics and Banking, Issue 41, Winter 2022 - Pages 135-155 Evaluating the Technical Efficiency and Market Power of Qard al-Hasan Funds With a Stochastic Frontier Approach Article Type: Promotional Mohammad Hossein Ehsanfar1 Received Date: 2022/10/31 Acceptance Date: 2022/11/20 Abstract Banks and financial institutions are considered among the important institutions in the financial system of every economy.
Based on this, this study attempts to analyze and examine the market power and the level of concentration of the Valiasr Qard al-Hasan branches in Babol using the stochastic frontier method.
3. Introduction of the model and research findings In this study, an attempt was made to evaluate the technical efficiency and market power of Qard al-Hasan funds in the center of Babol using the stochastic frontier approach.
Vector Auto Regressive Scientific Quarterly of Islamic Economics and Banking, No. 21, Winter 1401 145 0/086 0/042 0/039 0/020 0/088 0/035 0/083 0/046 0/079 0/039 8 0/042 0/016 0/021 0/015 0/058 0/027 0/058 0/027 0/051 0/012 9 0/069 0/089 0/035 0/032 0/056 0/049 0/051 0/042 0/050 0/011 10 0/060 0/056 0/022 0/017 0/044 0/016 0/041 0/036 0/046 0/046 11 0/048 0/037 0/022 0/017 0/043 0/027 0/044 0/034 0/037 0/015 12 Source: Research findings As can be observed from the results of Table (1), the highest market share during the years under study (1395-1399) in both the loan and deposit markets belonged to branch 2 in the year 1398, with values of 0/353 and 0/639 respectively.
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