چکیده:
Achieving economic growth and development is one of the most important goals of human societies. In the meantime, the role of human development is very important and human being both as a goal and a development tool has a special place in designing and implementation of development policies. This importance has made the world and international organizations pay special attention to human development and identify the factors that affect it. Islamic banking contracts are among the factors that are of great importance in the Issues related to development in Islamic economics and can have significant effects on the components of economic and social development in Islamic countries. In this study, the effect of Islamic banking contracts in terms of Musharekat, exchange contracts and Qard-ul-hasanah contracts on the human development index has been investigated in Iran during the years 2000 to 2016 (based on seasonal data). In order to estimate the effects of variables, the bounds testing and autoregressive distributed lag modeling (ARDL) approaches have been used. Regression results show that Islamic banking contracts in the short and long term have led to improvements in the human development index in Iran
خلاصه ماشینی:
Islamic Banking Contracts and the Human Development Index in Iran 1 Abbas Arab Mazar 2 Seyyed Ali Paytakhti Oskooee 3 Laleh Tabaghchi Akbari Date of Receipt: 1397/03/02 Date of Acceptance: 1397/09/09 Abstract Achieving economic growth and development is one of the most important goals of human societies.
In this study, the impact of Islamic banking contracts, categorized into Qard al-Hasan, exchange contracts, and partnership contracts, on the human development index in Iran during the years 1379 to 1395 (based on quarterly data) has been investigated.
In the banking systems of Islamic countries, facilities granted resulting from Islamic contracts, due to the variability of returns, have a greater impact on human empowerment, increasing income and welfare, and cause noticeable changes in the human development index (Usman & Tasmin 1, 2016, .
2. Research Method In this study, the effect of Islamic banking contracts on the Human Development Index in Iran during the period 2000 to 2016 (based on quarterly data) is investigated, and to estimate the effects of the variables, the Autoregressive Distributed Lag 4 (ARDL) model method is used.
(2) indicate that the variables of Qard al-Hasan, exchange contracts, partnership contracts, and Gross Domestic Product have a positive effect on the Human Development Index in the short term and are significant at the one percent level.
The results obtained from the performed estimations showed that all indices related to Islamic banking contracts have a positive impact on the human development index in both the short and long term.
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