چکیده:
The use of new Islamic financing tools is one of the logical ways to improve the performance of banks in Islamic countries. Islamic instruments are considered as the simplest method of financing and liquidity, which, while relying on physical assets and reducing credit risks, have no legal problems and the experience of recent years indicates the high efficiency of these instruments in strengthening the performance of the country's banks. Accordingly, in the present study, the effect of Islamic financing (through rent sukuk and Murabaha bonds) on the allocation of banking resources in Iran is examined during the period 2012: 4 to 2021: 2 (based on quarterly data) using Markov Switching econometric technique. The results show that sukuk bonds in both regimes have a positive effect on banking facilities, but nevertheless, the impact coefficients are not very significant. Therefore, we must look for ways to attract foreign and domestic investment in order to issue different types of sukuk in order to increase the resources of banks.
خلاصه ماشینی:
Accordingly, in the present research, the impact of Islamic finance (through Ijarah and Murabaha Sukuk) on banking resource allocation in Iran during the period 2012:4 to 2021:2 (based on quarterly data) has been investigated using the Markov Switching econometric technique.
In the present research, the impact of Islamic finance (through Ijarah and Murabaha Sukuk) on banking resource allocation in Iran during the period 2012:4 to 2021:2 (based on quarterly data) has been investigated using the Markov Switching 2 econometric technique.
/ Arash Negahebanani, Seyed Ali Paytakhti Eskooee, Nadermehregan, Mohammadreza Nahedi Amirkhiz On the other hand, it can be said that an Islamic economic environment that uses an appropriate amount of Sukuk securities instead of conventional financing methods will pursue greater financial progress and development in the banking system and will face fewer and shorter crises.
1 1 Ul Abideen 2 Mimouni et al 3 Thomi 4 Rossazana et al Scientific Quarterly of Islamic Economics and Banking, Issue 41, Winter 2022 17 - Considering the research conducted, there has been no specific study in the field of the impact of Islamic financing on banking resource allocation in Iran, relying on the non-linear Markov Switching econometric technique; in domestic and foreign studies, mainly the linear effects of Islamic financing on economic growth indicators, profitability, and risk have been investigated.
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