چکیده:
Islamic banking, as a major center for financial transactions in Islamic societies,plays a key role in the development of Islamic economics. The fundamental essenceof Islamic banking system is based on the fact that although, Islam has forbidden theinterest in transactions, but trade and profit is encouraged and supported. The actualimplementation of the Islamic banking system due to its unique features can be thesource of many benefits and advantages for Islamic countries; and it is moresignificant when we recognize that the banking sector is the largest body of Iranianservice sector of economy. However, a significant proportion of the banking systemhas been Islamized in Iran. Therefore, this study seeks to use empirical evidence toconceptualize and examine the critical success factors for the implementation ofIslamic banking system in the banking sector of Iran. To achieve this purpose usingmixed method approach, the research framework has been designed and examined.The required data in the qualitative part of the study were collected after detailedliterature review and research background- through in-depth interviews withbanking executives and academic experts; then the quantitative part of the study forframework examination was conducted using survey. Based on this study's findings,the fitted model of critical success factors (CSFs) for successful implementation ofIslamic banking in the banking sector of Iran is proposed. Finally, both applied andtheoretical recommendations and directions are shown in this study.
خلاصه ماشینی:
Conceptualizing and examining the critical success factors for implementing Islamic banking system towards banking sector of Iran: A mixed method approach Seyed Reza Seyed Javadin, Reza Raei, Mohammad Javad Iravani, Mohammad Safari* Faculty of Management, University of Tehran, Tehran, Iran (Received: 10 June, 2014; Revised: 11 August, 2014; Accepted: 27 August, 2014) Abstract Islamic banking, as a major center for financial transactions in Islamic societies, plays a key role in the development of Islamic economics.
956 Research model development Based on the detailed literature review, research background analysis and the use of insights and viewpoints of research’s experts (of both academicians and practitioners) by means of a qualitative method and interview approach, this research was able to achieved a framework for describing the critical success factors and categories for implementing Islamic banking system in banking sector of Iran.
Extracted categories and related critical success factors of research Main Categories Related Critical Success Factors CSFi Top Management CSF1 Efficiency of IB System CSF2 Administrative Administrative Structure and Processes CSF3 Strategic Approach and Thinking CSF4 Central Bank Policies CSF5 Education and Training CSF6 Software and Techniques CSF7 Transparency of IB concepts and definitions CSF8 Technical Specialist Human Resources CSF9 Risk Management CSF10 Liquidity Management CSF11 Customers Awareness of IB CSF12 Transparency of Rules and Regulations CSF13 Trust to IB system CSF14 Regulatory Monitoring Mechanisms and Management CSF15 Conformity with Islamic (Shiite) law CSF16 Compatibility with economy’s sectors CSF17 (به تصویر صفحه مراجعه شود) Fig. 2.