چکیده:
Payment of retirement pensions is one of the most basic commitments and services of the Social Security Organization, which ensures the comfort and well-being of individuals during old age. The present research aims to investigate the factors influencing the establishment of this important service, and was conducted using descriptive and survey methods from Aban 0930 to Shahrivar 0931 to expand it. Data collection tools include documents, interviews, and questionnaires. 30 samples were randomly selected from the statistical population of the research, which includes 3019 insured individuals who started paying insurance from the Qom branch of the Social Security Organization and, by the end of Azarma 0930, despite meeting the age condition for establishing a retirement pension (at least 60 years for men and at least 55 years for women), did not meet the insurance history condition, which is at least 20 years, and did not retire. 35% of the examined samples have more than 20 years of work experience, and 7% of them lack adequate education. The findings of the research indicate that the most important factors influencing the establishment of retirement pensions, in order of importance, are: worker support programs, employer insurance behavior, education and awareness of the rules of the Social Security Organization, the laws of the Social Security Organization, the economic ability of the insured and the employer.
خلاصه ماشینی:
In most countries, this mechanism is supported by the government in the form of social security programs 2 to facilitate facilities and ensure the lives of people in old age; Therefore, the main goal of the present research is to investigate the factors influencing the provision of retirement pensions, in order to expand it.
Based on this, one of the concerns of the managers of the Social Security Organization has always been to develop successful retirement services programs, and in achieving this goal, identifying the problems of the process of providing various pensions is the most important issue in decision-making and implementing the aforementioned process; for this purpose, this research, with the aim of identifying and investigating the factors influencing the provision of retirement pensions for insured individuals, seeks to expand the provision of retirement services and increase the ability to benefit from services by insured individuals.
Therefore, considering the novelty of the subject of the present research and the lack of a previous conceptual model, and with regard to the examination of theoretical foundations and review of research related to this research, which were mentioned in previous discussions, and field interviews with technical experts and insured persons of the Social Security Organization, and also considering the objectives of the present research, the most important factors affecting the registration of insurance records that lead to the establishment of retirement pensions and benefiting from its services and, consequently, preventing damage to insured persons are presented as research components in the form of an initial conceptual model in Figure 1, which will be explained below.
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