چکیده:
Due to its dynamic nature, the emergence of evolutionary technologies, and the constant changing of the bank-related businesses, policy making in electronic banking has faced numerous challenges and has made it difficult to apply the common policymaking models to this arena. Since the policymaking process highly depends on the public culture, the administrative structure of the country, and the stakeholders’ needs, the purpose of this paper is to present a meta-model for electronic banking with regard to these considerations. The research method is qualitative in general and a meta-synthesis in particular. To this end, at first, all common policymaking models in the relevant texts and literature were identified so that, by decomposing the past models into their components and then recombining them, a new meta-model could be developed. After Analyzing 26 policy making models, the five models of “Garbage Can”, “Systematic Model”, “Process Model”, “Weak Signals” and “Game Theory” were selected according to the criteria of uncertainty, non-comprehensiveness of the topic, the lack of integrity among actors, and outside-in approach. At the end, by decomposing the components of these models and recombining them through open coding method, the developed policymaking meta-model for banking was achieved.
خلاصه ماشینی:
PhD Student, Kish Campus, University of Tehran, Kish, Iran (Received: 2019-01-28 – Accepted: 2019-09-23) Abstract Due to the high dynamics of electronic banking, the constant changes in bank-related businesses, and the emergence of disruptive technologies, policymaking in this area faces numerous challenges and makes it difficult to utilize common policymaking models.
Keyakjuri and Nobakhti (1387) consider the main problems related to the lack or weakness of electronic banking policymaking to be the lack of a unified approach in major decision-making, the lack of data and accurate statistics and analysis, and a sectional view of the components of electronic banking.
This research attempts to provide a framework for developing policies for electronic banking by examining and analyzing the components of existing policymaking models and combining them in a way that is consistent with the considerations and complex conditions of the electronic banking industry.
(Refer to the image on the page) Reviewing the background of policymaking within the meta-synthesis method After reviewing books and articles on policymaking, twenty-six models were identified (Alvani 1378; Danaeefard 1392; Qolipour 1395): Rational model, Satisficing model, Incremental model, Integrative model, Ideal model, Technological assessment model, Cross-sectional decision-making model, Game theory model, Systemic model, Public choice model, Muddling through model, Direct and indirect social decision-making model, Stream and garbage can model, Crisis model, Social model, Institutional model, Wheel model, Satellite model, Process model, Power elite model, Group model, Carnegie model, Iron triangle model, Power cluster model, King and kingmaker model, Weak signal model.
(
, 
, 
)
